![]() ![]() You may not be able to replace earnings, but cutting expenses goes a long way to keeping your budget in balance. You are physically incapable of work while recoveringįinancial help paying for surgery might do more to assist with lost income during your post-operative recovery period.FMLA covers surgery and protects your job.During the post-operative recovery period, you could be ineligible for two causes. Likewise, you cannot get unemployment benefits if you are out of work due to surgery. Your local disability determinations office will adjudicate your claim and communicate their decision in writing. Your doctor will need to describe your medical condition in detail. You are out of luck if you can physically resume working sooner.Ĭomplete the medical unemployment form found on SSA.gov to start the process. Your employer confirming that you are no longer earning incomeĪpply for medical unemployment through Social Security Disability (SSDI) if you expect your health condition to keep you from work for at least twelve months.A doctor verifying the health-related condition prevents you from working.The covered person validating that all statements are truthful.The medical unemployment claim form may have three necessary signatures. ![]() ![]() If you work in one of the forty-three other states, you are out of luck. However, only seven states have a program: California, Hawaii, Massachusetts, New Jersey, New York, Rhode Island, and Washington. State DisabilityĪpply for medical unemployment via temporary state disability if mandatory where you worked, not where you live. Find assistance with everyday bills for home repair, medical care, utilities (gas, electric, & water), groceries, housing, and phone. Instead of completing a single medical unemployment form, tap into various government programs helping low-income families. More people qualify because a sustained loss of income while out of work drops many below federal poverty guidelines. Personal Grantsįree grant money for bills and personal use is the primary alternative to applying for medical unemployment benefits via disability insurance. The problem is that most people do not have coverage, so you need a second alternative. Apply for medical unemployment benefits by completing a disability claim form and submitting it to the responsible authority (insurance company or government agency). ![]()
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